Public Adjuster – How to Become a Licensed
Public Adjuster Nassau County, despite the fact that extant in other states, is a serious and more and more widely wide-spread a part of the claims procedure in Florida. New licensing rules and guidelines have arisen for Florida public adjusters and the road to licensure is going to turn out to be very difficult in February 2009. Persons inquisitive about public adjusting in Florida need to strongly keep in mind acquiring their license before rules make it prohibitively hard to do so. Follow the following guidelines to turn out to be a licensed and compliant PA in Florida earlier than February ’09:
What Public Adjusters Do
Initially, let’s be clean on what public adjusters do. According to Section 626.854 of Florida Statutes, a public adjuster is “any man or woman, besides an attorney, who, for cash or another element of price (which might include securing a agreement for upkeep):
1) Prepares, completes or files an insurance declare form for an insured.
2) Aids in any way on behalf of an insured in negotiating for or effecting the settlement of a declare.
Three) Advertises or solicits for employment as an adjuster of such claims.”
Thus contractors who are attempting to assist policyholders with their claim may be doing so illegally. Persons in violation are subject to arrest and will even be charged with 0.33-degree felony as prescribed by way of Section 626.8738 of Florida Statues. Obtaining the public adjuster license is the ultimate method of staying in compliance.
How to Get the License
With that during mind, Florida Department of Financial Services mandates that public adjusters skip the state adjuster examination before effectively making use of for the three-20 All-Lines PA license. This exam can be tough with an exceptionally low percentage of unstudied check takers passing. Exam prep guides, designed especially for passing the exam, can dramatically growth the probabilities of achievement. Contact the Florida Department of Financial Services to agenda your exam. Once you have surpassed the country exam you may be able to successfully apply for any of the following licenses:
o three-20 All-Lines
o three-21 Motor Vehicle Physical Damage and Mechanical Breakdown
o 3-24 Workers’ Compensation
o three-40 Health
o three-forty four Property and Casualty
Keeping your License in Compliance
Public adjusters are required to preserve a 50k bond. In addition, 24 hours of Continuing Education with 2 hours of ethics are required each two years. After February 2009, these policies may be concern to trade so make certain test with the Florida Department of Financial Services to live modern with PA compliance problems.